I never thought reaching the age of seventy, would have  me thinking of spending my final years in President Trump’s poor house. Our new president just reached his seventh decade of breathing, and has done quite well for himself, a billionaire and certainly who will never have to worry about of not ever having enough money to pay his bills. However for us millions of seniors our future is now looking so bleak. Sure I should of discipline myself for my twilight years, I will admit that I thought I deserved better in my closing years, a big house, great car, health care I know I could afford, and enough money that both my wife could travel the world, and have multiple residents to call our home. I tried, to do it, and have to admit I failed, I wish I had the $25,000.00 plus I spent on lotto tickets, tens of thousands of dollars I spent on camera gear, and to make my point simpler, I wish I could of just stopped the world for just one day, and realize, that I had to believe in myself, and if I thought of a particular stock to invest in, “Just Do It, mind ya I did invest, I do have a profit, but not enough to give a yearly salary to live the life style I always wanted to have.

However, I have the moment now to reach out hopefully to my howiemaui.com readers, whether you are old like me, or just fresh out of college, the world is always changing, and the sooner you realize it the better the chance you will be able to get your journey the way you want it.

Yes, I see that not only President Trump and his fellow Congress, are depleting my savings, and the wealth of other seniors, by imposing the “Required Minimum Distribution” Taxes on our investments, but now giving our financial advisors a licensed to take what ever what we earned through our lives, by making us pay a mandatory yearly brokerage fee if  we need financial advice. Sure I can have a no cost investment account, but after thirty years with a financial advisor, I don’t think I have both the knowledge, or discipline to manage my investments.

I am pleading to my fellow Americans and elected officials, that there should be new laws, that will help the Seniors that want to spend their final years with dignity, and knowing that their United States of America, have not let them down.