Getting older I am starting to see that because I have stored so much “STUFF” in my brain I find myself not remembering everything I want to remember. Thank God for the sweet,
tasting, and lovely word Honey. I hate to say this, there are times I have forget my wife’s first name Teresita, and you got it, I called her honey. I think after a couple of honeys she realizes that I am starting to get absent minded to say the least.
          Since I hate the sight of needles, yet alone ever thinking about geting a tatoo, I found three wonderful letters that I find myself repeating some fifty times a day, WFGWFGWFGWFG
WFGWFGWFGWFG and WFG. Are you ready to know why?  They are three of my personal
items that I constantly panicked when I misplace them. They are my Wallet, My Fon, and My Glasses. Since I don’ have a “Clapper for each of these I have to just concentrate and remember where are my WFG’s. There was one time I misplaced my Fon, so I used my wife’s
fon to call my own. Guest were my my fon was, it was in the back pocket of my pants. I don’t think I ever heard my Honey laugh so laud.
           It’s great knowing that I found three letters that has helped me with my every day living,
however I am happily to announce that my wife and I are sale associates for my three favorite
letters, WFG, The World Financial Group. We are learning that you are never too old to take care of your financial foundation, and to be able help others, and we have  seen why engineers, nurses, and even CPA’s want to have a successful business and future with WFG. 
          Lets see, I guest I might find myself needing to say WFGWFGWFGWFGWFGWFGWFG
now 100 times a day. Please call me if you want to know more about my three favorite letters.
Please email at [email protected] or call me at 630-202-1979.

24 Hours A Day

    I guest I have been so excited about finding my new journey and all, I forgot the one element that makes having to start all over again after losing my job is that I now have 24
hours a day to think about how I am going to use my next day. When I was working for a
whole day to make an eight hour salary. I got up at 5:30 am, took a shower, ate breakfast,
drove an hour and a half to get to the job early. I took a half hour of my own time to fuel my
body(call it lunch) which I was not paid for. Some times I got home at 7:00pm, fueled my
body again(named it dinner) and what did you know, it’s already 8:00pm some 12 and a half
hours when I first woke up to complete my eight hours of WORK. I knew I better get to bed
in a couple of hours so I can start this journey over and over and over again. Some 20 hours
of preparation to make eight hours of salary. There was some reward to all of this I did not
have to go to work for two days in a row, however I was not making any money to buy the food
I needed to stay alive.
    It’s different now that I finally have 24 hours, 24 hours, did I say I have 24 hours to find my
new journey, a journey that could be a long one to travel, or a short one, maybe one I could
stay at home. No traveling, no spending on gas, and no pot-holes. No matter, what I finally
realized that the whole day of my life was my life and nobody else.

Are Strangers Are Our Best Friends?

    Here I am in the morning drinking a cup of coffee with French Vanilla cream wondering what approach I will take  today. I first check my stocks both in my 401k and my Ira accounts and wished I had a modern portfolio, Facebook,Linkedin,Google, Tesla, Amazon, and Netflix.
It’s fun to dream and to be grateful that I did have a double digit gain on what I do have. I start by going on my Facebook page under Howard Silvers and see what my FB friends want to share. I think I have some six hundred friends and the majority of them I never met. A lot of the people in my life who I do know have not really been that supported now that I have been out of photo retail going om  close to two years. If I knew then what I know now I probably would of kept my mouth shut and just concentrate that my retirement or what I call searching  for my new journey is right around the corner. Even on Facebook I very rarely get a simple   how are you, I think that they might also get unemployitis and find themselves on the un-employmet line. Life goes on with my journey, studying   for my insurance license and hope I can help people with their THINKING about their eventual retirement, or in plain English, do you have enough money for your future. So far I have approached many and they are appreciative for the information but no Cigar. I will keep trying and have to feel good that perhaps a stranger may eventually be a friend. Any of you just need to say hello to me, the stranger in your life, then please call me at 630-366-0469(630-fon-0-how).

The Vacation Is Over.

  Sorry, I took close to two months to just stopped in my tracks on my blog. I found myself just spinning my wheels getting involved with pomoting others and forgot that I am  still on my journey to help me and my wife with our life, goals, and spritality My love of photographvery y made me realize that taking pictures sometimes got me so involved with seing the world of others I forgot that I am also part of the world that I am trying to photograph.
  Every day I ventured to my office(my Facebook page) and pasted the main issues that I very
much wanted to be part of my journey. I am amazed that finally Dennis Manarchy just finished
building his 35′ camera(six foot. film negative) for his www.butterfliesandbuffalo,com photography project. His photo venture will definately make people realize that there are many forgotten cultures in the United States that we just took for granted, Like  our Native Americans, who during World War II(the Code Talkers) gave us their langage so we communicate with our soldiers to defeat the Japanese. I made it a point to reference this on my Facebook page. One of my favorites on Facebook are those very special Kiss Moments, there are too many references on politics, and not on the precious times we seem to forget. I also feel very grateful to have many wonderful photographers as my my new friends. It’s good to see all the new photography books that are going to come out for the holiday.
  People have asked me if I am employed, yes but  no paycheck as yet. Thank God for Social Security and to my wonderful wife Teresita. I  am the midwest representative for a great photo portfolio website,, I know someday it will be the number one photography site on the internet, look photo websites, we got the name.
  I have also been trying to help people with thinking about their financial foundation for their later years before entering retirement. It’s interesting to know that life insurance can also be a long term piggy bank and provide funds for long term care,{ I wish I did it twenty years ago. Are you ready for this, in the state of Illinois you can get prelicensed by just taking a one day review course, and it costs less than $125.00. Maybe if I knew this, I might not gotten my degree in Photography. Ah you can’t look back. However you can give me a call at 630-202-1979, and have your cup of coffee with me and help me reflect about my life on